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CII Insurance law (IL) Exam Sample Questions (Q41-Q46):

NEW QUESTION # 41
How can an agency relationship be best described?

A. A person has transferred his obligations under a contract to another party.
B. A person has the authority to act on behalf of another party.
C. A person has ratified another party's action.
D. A person, who has paid another party under a contract, has the right to stand in the place of that other party and avail himself of the rights and remedies of that party.

Answer: B

NEW QUESTION # 42
John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

A. Immediately, irrespective of prognosis.
B. At the date of the next premium payment.
C. He does not need to disclose this.
D. Immediately, but only if the diagnosis is terminal.

Answer: C

NEW QUESTION # 43
When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

A. trespass to goods only.
B. trespass to goods, conversion, nuisance and battery.
C. trespass to goods, conversion and nuisance only,
D. trespass to goods and conversion only.

Answer: A

NEW QUESTION # 44
Which of the following is considered an exclusion in a standard property insurance policy?

A. Loss due to war or civil unrest
B. Theft by a third party
C. Loss caused by a fire
D. Damage caused by accidental breakage

Answer: A

Explanation:
Many property insurance policies exclude certain high-risk events such as war, civil unrest, and terrorism.
These exclusions limit the insurer's exposure to catastrophic losses.

NEW QUESTION # 45
A storm blew down the wall of a limber building. The failing wall broke electrical wiring, which short- circuited and the resultant sparks caused a fire. The lire brigade used water to put out the fire and the water caused damage to the unburnt contents. What is the proximate cause of the damage to the unburnt contents?

A. The falling wall.
B. The water damage.
C. The storm.
D. The fire.

Answer: C

NEW QUESTION # 46
......

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Insurance law (IL) Exam exam test torrent & M05 updated training vce & M05 test study dumps

Learn Time Management Skill With CII M05 Practice Tests​

CII Insurance law (IL) Exam Sample Questions (Q41-Q46):

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